J. Ellis Financial Services
"Build your financial house with a strong foundation."
Our Services
Term Life Insurance
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FREE QUOTES on Term life insurance
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Up to 70% of face amount terminal illness benefit with waiver of premium with a maximum of $400,000
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Industry-leading renewal options
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Family banding
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Unique custom term solutions
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Increasing Benefit Rider
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Out of Country/traveling abroad coverage
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Acts of Terror coverage
401k & Mutual Funds
Mutual funds are one of the most effective long-term savings vehicles. Mutual funds are a great way to "become an owner, not a loaner." They give average families access to an investment vehicle with the potential to minimize risk through professional management and diversification. We have 401(k), 403(b) and 457(b) plan offerings for individual and employer-sponsored retirement plans that grant employees the opportunity to contribute a portion of their salary on a tax-deferred basis into investment vehicles, such as mutual funds and annuities.
Debt Reduction
Our Debt reduction plan is an innovative product that is different from other products in the marketplace. It's an online tool that gives you the information and the accountability you need to get on a path to debt freedom. Using information from the client's Equifax® Credit Report, the debt reduction plan software program empowers clients to create a customized plan that shows them how to pay off debts in an efficient way.
Annuities
We offer three kinds of annuities products: variable annuities, fixed annuities, and fixed indexed annunities:
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Variable annuities are long-term contracts between an individual and an insurance company. Variable annuities contain both investment and insurance features and are designed specifically for retirement.
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Fixed annuities are long-term contracts between an individual and an insurance company. Fixed annuities provide a fixed rate of return that is guaranteed by the issuing company.
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A fixed indexed annuity is a long-term contract between an individual and an insurance company. Fixed index annuities provide a higher rate of return than a fixed annuity, but the return is not guaranteed.
Retirement Roll overs
We offer roll overs (1035 exchanges) for all your retirement plans from a previous employer or IRA's.
Legal Protection
& I. D. Theft Protection Plans
The Legal Protection Plan can help to protect you against potentially devastating legal problems. The Plan gives you legal empowerment and the knowledge that a qualified Provider Law Firm is in your corner.
The ID Theft Plan helps protect your identity in three ways: Monitoring your personal information and financial accounts, Providing counseling and emergency assistance, if needed and Restoring your identity should a breach occur.
